A few health insurers monopolise US market

Market justice and US health care.

IN THE UNITED STATES, HEALTH CARE COMPETES FOR CONsumers with other items in the marketplace. Individual resources and choices determine the distribution of health care, with little sense of collective obligation or a role for government. Known as market justice, this approach derives from principles of individualism, selfinterest, personal effort, and voluntary behavior. The contrasting approa...

evidence of adverse selection in irans health insurance market

در این تحقیق به مطالعه وجود انتخاب نامساعد(کژ گزینی) در بازار بیمه درمان تکمیلی ایران پرداخته شده است. داده های مورد نیاز توسط پرسشنامه و به روش نمونه گیری خوشه ای جمع آوری شده است. پرسشنامه ها در میان افراد شاغل ساکن شهر تهران توریع شد. در این تحقیق با استفاده از تخمین دو مدل لجستیک و به دست آوردن ضریب همبستگی میان تقاضای بیمه درمان تکمیلی و رخداد خسارت به بررسی موضوع مورد نظر پرداخته شده است....

Do Health Insurers Possess Monopsony Power

This paper uses metropolitan data to test empirically if health insurers possess monopsony or monopoly-busting power on the buyer-side of the hospital services market. According to theory, monopsony power is indicated by a fall in output, whereas, monopoly-busting power is shown by an increase in output when buyer concentration rises. The empirical results provide evidence that greater health i...

High-deductible health plans: litigation hazards for health insurers.

History of Modern Insurers 3 Ownership and Control of Mutual Insurers 4 Overview of Mutual Insurers ’ Presence in the Market 5 Differences Between Mutual